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(EFFECTIVE 8/20/2012)

SAVINGS RATES ANNUAL
PERCENTAGE
YIELD
Minimum
Opening
Balance
Minimum Balance
To Earn
Annual Percentage Yield
Share Savings 0.01% $5.00 $25.00
  0.01% $5.00 $1,000.00
  0.01% $5.00 $5,000.00
  0.01% $5.00 $10,000.00
  0.01% $5.00 $25,000.00
  0.01% $5.00 $50,000.00
  0.01% $5.00 $100,000.00
Share Manager 0.01% None $0.01
  0.01% None $1,000.00
  0.01% None $5,000.00
  0.01% None $10,000.00
  0.01% None $25,000.00
  0.01% None $50,000.00
  0.01% None $100,000.00
Summer Bridge 0.01% None $0.01
Holiday Shares 0.01% None $0.01
HSA Savings

0.05%

None $0.01
IRA Savings

0.05%

None $0.01
 

APY (ANNUAL PERCENTAGE YIELD) correct as of 8/20/2012. APY is calculated and credited monthly based on the Daily Balance Method. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. The Dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.

 
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