RATES AS LOW AS THE FOLLOWING***:  
(EFFECTIVE 8/20/2012)

LOANS

ANNUAL
PERCENTAGE
RATE

Approximate
Repayment
Period
(months)

Approximate Payment

Certificate
Secured Loans

Term may not exceed the Certificate Maturity Date. Interest rate is 3% above the rate paid on the securing certificate rounded up to the nearest .25% APY. Loan Amounts up to 100% of Certificate Value. Loan payments are calculated using simple interest.

Unsecured Line-of-Credit
up to $25,000

13.50%

Revolving

3.5% of last advance with a minimum of $25

Signature Loans up to $30,000

11.50%

Up to 60 months

$22.01 per thousand dollars

VISA® PLATINUM

8.25%

Revolving

2.5% of balance with a minimum of $25

MASTERCARD®
Business Platinum
(limits vary)

9.50%

Revolving

2.5% of balance with a minimum of $25

Please ask TSCU Rep. for VISA® or MASTERCARD® disclosure.

The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program.

***All rates shown are the credit union's lowest possible rates for well qualified borrowers. For Visa credit cards, the lowest rate card is a “variable” rate card with rates starting at 8.25% APR. These rates will adjust with the Prime Rate. Rates may be higher after underwriting criteria has been reviewed.

Maximum amount of unsecured credit with the credit union shall not exceed $40k. Within this $40k unsecured limit, the total maximum limits for revolving lines of credit and credit cards, individually or combined, shall not exceed $25k.