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Certificates allow you to invest at a predetermined rate over a stated period of
time. Competitive rates, along with security, make this a wise investment. The minimum
investment is $500 and there may be a penalty for early withdrawal.
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(EFFECTIVE 9/21/2010)
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CERTIFICATE RATES
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ANNUAL
PERCENTAGE
YIELD
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Minimum
Opening
Balance
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Minimum Balance
To Earn
Annual Percentage Yield
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Term Share Certificate
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6 month
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0.10%
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$500.00
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$500.00
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12 Month
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0.13%
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$500.00
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$500.00
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18 Month
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0.20%
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$500.00
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$500.00
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24 Month
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0.30%
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$500.00
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$500.00
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36 Month-STEP-UP CERTIFICATE**
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0.40%
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$500.00
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$500.00
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36 Month-FIXED RATE CERTIFICATE
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0.40%
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$500.00
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$500.00
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60 Month-STEP-UP CERTIFICATE**
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1.00%
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$500.00
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$500.00
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60 Month-FIXED RATE CERTIFICATE
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1.00%
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$500.00
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$500.00
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IRA Certificate
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12 Month
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0.20%
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$2,000.00
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$2,000.00
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18 Month
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0.30%
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$2,000.00
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$2,000.00
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2 Year
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0.35%
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$2,000.00
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$2,000.00
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30 Month
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0.40%
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$2,000.00
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$2,000.00
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3 Year
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0.45%
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$2,000.00
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$2,000.00
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5 Year
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1.20%
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$2,000.00
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$2,000.00
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APY (ANNUAL PERCENTAGE YIELD) correct as of 9/21/2010.
For more information about rates and fees for these accounts contact your local
office or phone (480)967-9475. Fees could reduce earnings. Each member account insured
to $250,000 by the National Credit Union Administration, an Agency of the U.S. Government.
All rates subject to change without notice. All dividends are paid from current
income and available earnings, after required transfers to reserves at the end of
the dividend period, and are not guaranteed.
**Beginning rate applicable to product.
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